M3 — Confirm

Controls, evidence, independence — regulator-defensible by default.

Every control has a named owner, an independent reviewer and an approver. Same-team overlaps are flagged automatically; blocking conflicts stop sign-off.

Controls in flight

Ready for evidence

Evidenced

Independence issues

JurisdictionAll UK EU US CA SG HK AU UAE GLOBAL

StatusAll Proposed In design In test Ready Evidenced Approved

Independence issues only

RAG	Control	Owner · Reviewer · Approver	Status	Evidence	Due
On track	PRA-OP-RES-2026-C-004 Operational Resilience — control 4 UKOperational Resilience — Impact Tolerances Refresh	OwnerAmelia Hart· Retail Banking ReviewerArjun Menon· Payments ApproverRohan Patel· Change	In design	—	6 Jul 26
At risk	FCA-CONSUMER-DUTY-2026-C-011 Consumer Duty — control 11 UKConsumer Duty — Annual Board Report	OwnerYuki Tanaka· Operations ReviewerInes Silva· Legal ApproverChris Adeyemi· Executive	In design	—	9 Jul 26
On track	PRA-OP-RES-2026-C-002 Operational Resilience — control 2 UKOperational Resilience — Impact Tolerances Refresh	OwnerPriya Desai· Global Markets ReviewerInes Silva· Legal ApproverAlex Novak· Retail Banking	In design	—	31 Jul 26
Off track	FCA-CONSUMER-DUTY-2026-C-003 Consumer Duty — control 3 UKConsumer Duty — Annual Board Report	OwnerDavid Okafor· Payments ReviewerMarcus Lin· Risk ApproverChris Adeyemi· Executive	In design	—	10 Aug 26
Off track	FCA-CONSUMER-DUTY-2026-C-001Check Consumer Duty — control 1 UKConsumer Duty — Annual Board Report	OwnerAmelia Hart· Retail Banking ReviewerNina Bergqvist· Retail Banking ApproverAlex Novak· Retail Banking	In design	—	18 Aug 26
On track	PRA-OP-RES-2026-C-009 Operational Resilience — control 9 UKOperational Resilience — Impact Tolerances Refresh	OwnerLena Kowalski· Wealth ReviewerTom Whitfield· Internal Audit ApproverChris Adeyemi· Executive	In design	—	29 Aug 26
At risk	FCA-CONSUMER-DUTY-2026-C-009 Consumer Duty — control 9 UKConsumer Duty — Annual Board Report	OwnerAmelia Hart· Retail Banking ReviewerTom Whitfield· Internal Audit ApproverRohan Patel· Change	In design	—	30 Aug 26
On track	FCA-CONSUMER-DUTY-2026-C-005 Consumer Duty — control 5 UKConsumer Duty — Annual Board Report	OwnerDavid Okafor· Payments ReviewerNina Bergqvist· Retail Banking ApproverRohan Patel· Change	In design	—	1 Sep 26
On track	HMT-CRYPTO-2026-C-003 HMT Cryptoasset Regime — control 3 UKHMT Cryptoasset Regime — Perimeter	OwnerLena Kowalski· Wealth ReviewerArjun Menon· Payments ApproverAlex Novak· Retail Banking	In design	—	7 Sep 26
At risk	HMT-CRYPTO-2026-C-004 HMT Cryptoasset Regime — control 4 UKHMT Cryptoasset Regime — Perimeter	OwnerAmelia Hart· Retail Banking ReviewerArjun Menon· Payments ApproverBen Carter· Regulatory Change	In design	—	21 Sep 26

Showing up to 80 controls. Filter by jurisdiction, status or independence to narrow.